JAMB Payment Methods: How to Pay for UTME Registration

JAMB operates a cashless payment system for UTME registration. This guide covers all approved payment channels, costs, and step-by-step instructions for each method.

Approved JAMB Payment Channels

You can pay for JAMB registration through these official channels:

• Remita online payment
• Commercial banks
• Interswitch/Quickteller
• OPay and Moniepoint
• NIPOST offices
• JAMB CBT centres

JAMB Registration Costs (2026)

The total cost depends on your registration type:

This includes the N3,500 e-PIN, N1,000 reading text, N700 service charge, N1,500 server charge, and N500 bank charges. The mock exam costs an additional N1,500.

Payment Method 1: Remita

Remita is JAMB's primary online payment partner. You can pay with debit cards, internet banking, or mobile wallets.

Steps to Pay via Remita

1. Visit remita.net/jamb
2. Enter your profile code (generated via NIN)
3. Select your registration type (UTME or Direct Entry)
4. Choose payment option: Card, Bank Transfer, or USSD
5. Complete payment
6. Receive your e-PIN via SMS and email

Remita generates a unique RRR (Remita Retrieval Reference) for each transaction. Save this number for tracking purposes.

Payment Method 2: Bank Payment

All major Nigerian banks sell JAMB e-PINs. Visit any branch with your profile code.

Participating Banks

• Access Bank
• First Bank
• GTBank
• UBA
• Zenith Bank
• FCMB
• Fidelity Bank
• Union Bank
• Sterling Bank
• Keystone Bank
• Wema Bank
• Unity Bank
• Jaiz Bank

Bank Payment Process

1. Visit any bank branch
2. Provide your NIN and profile code
3. Give your phone number and email
4. Make payment
5. Receive e-PIN via SMS

Payment Method 3: Quickteller/Interswitch

Quickteller allows online payment from your computer or phone.

Steps

1. Visit quickteller.com
2. Search for JAMB
3. Enter your profile code and details
4. Pay with debit card
5. Receive e-PIN instantly

Payment Method 4: Mobile Payment (OPay, Moniepoint)

Mobile money platforms now support JAMB payments.

OPay Payment

1. Open the OPay app
2. Select Bill Payment then Education
3. Choose JAMB
4. Enter your profile code
5. Select registration type
6. Confirm and pay

Payment Method 5: NIPOST

All NIPOST offices nationwide sell JAMB e-PINs. Simply visit with your profile code and phone number.

Payment Method 6: CBT Centres

Many JAMB-accredited CBT centres sell e-PINs on-site. This is convenient if you want to register immediately after purchase.

Important Payment Guidelines

Before You Pay

• Create your JAMB profile first (send NIN to 55019)
• Have your 10-digit profile code ready
• Ensure your phone number is correct (e-PIN is sent via SMS)
• Add N200-N500 extra to cover service charges

Payment Safety Tips

• Use only official channels listed above
• Never pay to individual bank accounts
• Avoid WhatsApp vendors or social media sellers
• Keep payment receipts for verification

If Payment Fails

1. Wait 24 hours before retrying
2. Check your bank statement for deductions
3. Visit efacility.jamb.gov.ng/querypayment to verify
4. Contact JAMB support if money was deducted but no e-PIN received

Retrieving Lost e-PIN

If you paid but lost your e-PIN:

1. Send UTMEPIN to 55019 from your registered phone
2. For Direct Entry, send DEPIN
3. The e-PIN will be resent to your phone

Frequently Asked Questions

Can I pay with cash?

Yes, at bank branches and NIPOST offices. Online payments require cards or bank transfers.

Is there an extra charge for online payment?

Yes, online platforms charge N200-N500 service fees. This is included in the total cost breakdown.

Can someone else pay for me?

Yes, anyone can make payment as long as they have your correct profile code. The e-PIN goes to your registered phone.

What if my bank debited me twice?

Contact your bank immediately. Also report to JAMB via efacility.jamb.gov.ng with your transaction details.